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Notice of Privacy Policy

Federal and state law requires us to tell you how we collect, share, and protect your personal information.


  • • Information you provide on your application for insurance coverage, such as your name, address, telephone number, and date of birth
  • • Information gathered from you as our insured, your payment history, type of coverage you have, underwriting information, and claims information
  • • Insurance claim history
  • • Bank account information
  • • Mortgage information
  • • Information from your visits to our websites

Reasons we can share your personal information

Who is providing this notice?

How do we protect your personal information?

How do we collect your personal information?

  • • you apply for insurance
  • • we process your application
  • • you pay insurance premiums
  • • you give us your contact information
  • • you give information to your agent or property inspector
  • • we obtain information from third party vendors such as claims reporting services, and when applicable, consumer reporting agencies
  • • you file an insurance claim (or if a claim is made against you)
  • • you show us your government-issued ID or driver's license
  • • you visit our website if you voluntarily provide the information

Why can't I limit all sharing?


  • • Universal Property & Casualty Insurance Company
  • • American Platinum Property and Casualty Insurance Company
  • • Evolution Risk Advisors, Inc.
  • • Atlas Premium Finance Company
  • • Alder Adjusting
  • • Wicklow Inspection Corporation
  • • Clovered, Inc.
  • • Blue Atlantic Reinsurance Corporation
  • • Assurance Systems, Inc.
  • • Coastal Homeowners Insurance Specialists, Inc.
  • • Independent insurance agents and agencies
  • • Independent adjusters or claims representatives
  • • Inspection companies
  • • Auditors
  • • Insurance support organizations
  • • Attorneys, courts, and government agencies
  • • Electronic payment processing vendors

Other important information