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Universal Property & Casualty Insurance Company
Are you a Universal Property customer and have questions about the recent changes to your policy? Click here to learn more.

The protection you need.The service you deserve .


Homeowners Insurance

Designed with your needs in mind, we can help protect your home with the best homeowners insurance policy that's tailored to fit your unique needs.


Why Choose American Platinum?

Targeted Insurance Policies

We offer excellent coverage at a competitive price. Our policies are designed to exceed expectations, protecting you and your loved ones when you need it most.

Outstanding Customer Service

Our customers expect more from their insurance company. We agree. That’s why we have a team of in-house service and claims professionals trained to provide industry-leading care.

Superior Financial Strength

Awarded an A Exceptional rating from Demotech, we maintain superior financial stability, and our reinsurance program is supported by world-class reinsurers.


Customer Testimonials and Ratings

Find out why our customers turn to us to keep them protected.

A Exceptional Financial Stability Rating® DemoTech, Inc. (Opens in a new Tab)
Joanna Levin,Customer, Florida
Such amazing customer service. Every time I call with a question they are able to answer me right away. I know my home is in great hands!
Arelis Escarfuller,Customer, Florida
Excellent customer service and great affordable premiums.
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