The protection you need, the service you deserve.

We offer tailored products, at competitive prices with best-in-class customer service.

Why American Platinum?

American Platinum offers exceptional products and coverage tailored to your needs. Our products are competitively priced and backed by industry leading customer service and claims handling.

Targeted Products

Our products are tailored to exceed your expectations. We offer excellent coverage at a competitive price, designed to protect you and your loved ones when you need it most.

Outstanding Customer Service

Our customers expect more from their insurance company. We agree. Come see why we are the right insurance company for you.

Superior Financial Strength

Awarded an A Exceptional rating from Demotech, we maintain superior financial stability, and our reinsurance program is supported by world-class and industry-leading reinsurers.

Our Products and Services

Our network of independent agents provides superior service tailored to the needs of our specialized customers.

Your home is your kingdom. We can help you protect it with the best homeowners insurance policy tailored to fit your needs.

Condominiums and homeowner associations require a personal touch when designing the right protection for your community. We’ll give you a choice of coverages that work best for you.

Testimonials and Ratings

Find out why our customers turn to us as the best insurance company to keep them protected.

“Such amazing customer service. Every time I call with a question they are able to answer me right away. I know my home is in great hands!” Joanna Levin, Customer, Florida
“Excellent customer service and great affordable premiums.” Arelis Escarfuller, Customer, Florida
A Exceptional Rated by Demotech, a leading rating agency for property and casualty insurance. Josh, Independent insurance agent
“They’ve been with us through the storms and we’ve been with Universal for 12 years.” Josh, Independent insurance agent

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